HomesWaco › 3520 S 4th Street
3520 S 4th Street, Waco — photo 1
3520 S 4th Street, Waco — photo 1
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$439,900

3520 S 4th Street

Waco, TX 76706 · FRENCH QUARTER · McLennan County
ActiveMLS #21389909 · Single Family Residence
3Beds
2Baths
1,381Sq Ft
Single Family Residence
Built in 2023
14,375 sq ft lot
$200K–$285K Bestimate
$319/sqft
No HOA
Bestimate
$200,000 – $285,000

Rough estimate — a quick conversation with James dials in the real number.

Automated range from 78 comparable homes currently listed in ZIP 76706 (asking prices for similar size and bedrooms — not sale prices). Not an appraisal or broker price opinion.

What's special

  • Kitchen island
  • Vaulted ceilings
  • Covered patio
  • EV charger

Modern design meets thoughtful functionality in this distinctive 2023-built home conveniently located just minutes from Baylor University and central Waco. A striking monochromatic exterior and standing-seam metal roof create impressive curb appeal, while the light-filled interior offers a clean, contemporary feel throughout. The open living and dining areas flow naturally into a beautifully designed kitchen featuring quartz countertops, sleek maple cabinetry with finger-pull drawers, an integrated refrigerator, induction cooktop, concealed pop-up outlets, under-sink water filtration, and a motorized window shade. Double sliding doors extend the living space outdoors and bring abundant natural light into the main level. The private primary suite is conveniently located downstairs and includes an en suite bath. Upstairs, two additional bedrooms share a spacious bathroom with dual sinks, with the laundry room also conveniently located on the second floor. Outside, an electric gate provides access to a privacy-fenced backyard with additional off-street parking and an electric vehicle charger. One of the property's most unique features is the additional land extending beyond the rear fence, creating flexibility for expanded outdoor living or future improvements. The additional space may also offer an opportunity to explore an accessory dwelling unit, guest quarters, or other permitted use under applicable City of Waco requirements. With bold architectural character, smart design choices, flexible outdoor space, and a location convenient to Baylor University, this home offers a refreshing alternative to the ordinary.

0 days on market · Listing updated Sep 17, 2026, 7:14 PM CT

Listed by: Ginnie Harwood, Graceland Real Estate 254-772-7788

Source: NTREIS · MLS #: 21389909

Home facts

Overview

Price
$439,900
Price per sq ft
$319
Status
Active
Property type
Single Family Residence
Year built
2023
Condition
Resale
Style
Detached
Stories
2
Levels
Two
Days on market
0

Bedrooms & bathrooms

Bedrooms
3
Full bathrooms
2
Living area
1,381 sq ft

Interior

Features
Built In Features, Decorative Designer Lighting Fixtures, Eat In Kitchen, Kitchen Island, Vaulted Ceilings, Walk In Closets
Appliances
Built In Refrigerator, Convection Oven, Dryer, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Disposal, Microwave, Water Purifier, Washer
Flooring
Concrete, Luxury Vinyl Plank, Tile
Heating
Central, Electric
Cooling
Central Air, Electric
Laundry
Washer Hookup, Dryer Hookup, Electric Dryer Hookup, Laundry In Utility Room
Windows
Window Coverings

Exterior & lot

Lot size
0.33 acres · 14,374.8 sq ft
Lot
Sprinkler System
Patio & porch
Rear Porch, Covered, Front Porch, Patio
Fencing
Fenced, Full, Gate, Privacy, Wood
Roof
Metal
Foundation
Slab

Parking

Parking
Additional Parking, Concrete, Driveway, Electric Gate, Electric Vehicle Charging Stations, Gated, Paved, Parking Pad, Shared Driveway

HOA & taxes

HOA
No
Community features
Curbs, Sidewalks
Annual property tax (per MLS)
$7,260

Utilities & efficiency

Utilities
Cable Available, Electricity Available, Sewer Available, Water Available
Water
Public
Sewer
Public Sewer
Energy features
Insulation

Facts are from the listing on the NTREIS MLS, shown as provided. Verify anything important to you.

Assigned schools

School assignments come from the MLS and can change, so confirm them with the district. For school ratings and accountability reports, see GreatSchools.org and TXschools.gov (Texas Education Agency). Information provided for general reference; buyers should independently verify schools, districts, and community details.

Neighborhood & nearby

FRENCH QUARTER subdivision · Waco, TX 76706 · McLennan County

Parks

  • Oakwood Park 1.1 mi
  • Park on Bagby Avenue 1.4 mi
  • Edgefield Park 1.5 mi

Dining

  • Burgerology 1.4 mi

Groceries & shopping

  • The Mix Cafe 1.5 mi

Golf

  • Billy W. Williams Golf Practice Facility and Clubhouse 0.6 mi

Fitness & recreation

  • Hawkins Indoor Tennis Center 1.3 mi

Library & movies

  • South Waco Library 1.2 mi

Straight-line distances. Places data © OpenStreetMap contributors. Information provided for general reference; buyers should independently verify schools, districts, and community details.

Presented by James Baker, Broker · MTX Realty, LLC · TREC #640642-B

Listing data last updated Sep 18, 2026, 2:41 AM CT

Information deemed reliable but not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 North Texas Real Estate Information Systems, Inc. (NTREIS). All rights reserved. Data last updated Sep 18, 2026, 2:41 AM CT.

Listings marked with the NTREIS logo are provided through the NTREIS Internet Data Exchange (IDX) program. IDX data may not be reproduced or redistributed. Status key: Active means available; Active Under Contract and Pending mean under contract but not yet closed. To report an inaccuracy, call or text 817-756-9642 or email jhbakerjr@gmail.com.