HomesDenison › 40 Cumberland Circle
40 Cumberland Circle, Denison — photo 1
40 Cumberland Circle, Denison — photo 2
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40 Cumberland Circle, Denison — photo 1
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$369,000

40 Cumberland Circle

Denison, TX 75021 · Cross Timber Estates · Grayson County
ActiveMLS #21059924 · SingleFamilyResidence
3Beds
3Baths
1,909Sq Ft
2.14Acres
1985Built

NO CITY TAXES & NO HOA! Escape to this rare, 2.14-acre country home, in Cross Timbers Estates, just east of Denison, Tx, off Hwy 69. Positioned on a spacious corner lot with mature shade trees, this 1985 home is perfect for small acreage living. Step out onto the massive, covered back deck to experience total serenity—the home’s layout helps to add privacy from the street and side neighbors, leaving you with peaceful views of your backyard and the remainder of the 2.14 acres. Inside, enjoy a move in ready, 3, possibly 4 bedroom, 2.5-bathroom floor plan featuring fresh interior paint, modernized lighting, an attached garage, and a cozy wood fireplace. This property has a detached workshop with a concrete floor, electricity, and possibly water—plus a separate covered RV parking bay and an additional storage unit. Perfect for hobbyists, contractors, or Lake Texoma boat owners looking for freedom from city restrictions and high storage fees. Properties offering this blend of acreage, utility, and monthly tax savings since outside the city limits are incredibly rare at this price point. Recent appraisal places value slightly above list price. New updated survey obtained. Schedule your tour today and experience the privacy for yourself! All information deemed correct and accurate, however buyer and buyer’s agent to verify all information.

School district (per MLS): Denison ISD. School ratings and attendance zones: verify at GreatSchools.org and with the district.
Information provided for general reference; buyers should independently verify schools, districts, and community details.

Courtesy of Ann's Realty — listing agent Dianna Whitlock
Contact the listing firm: homes@anndicken.com

Listing updated Sep 7, 2026, 1:43 PM CT
Presented by James Baker, Broker · MTX Realty, LLC · TREC #640642-B

Listing data last updated Sep 11, 2026, 8:48 PM CT

Information deemed reliable but not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 North Texas Real Estate Information Systems, Inc. (NTREIS). All rights reserved. Data last updated Sep 11, 2026, 8:48 PM CT.

Listings marked with the NTREIS logo are provided through the NTREIS Internet Data Exchange (IDX) program. IDX data may not be reproduced or redistributed. Status key: Active means available; Active Under Contract and Pending mean under contract but not yet closed. To report an inaccuracy, call or text 817-756-9642 or email jhbakerjr@gmail.com.